This policy describes our policies and procedures for collection, use, storage, processing, disclosure and protection of any information, including, but not limited to, business or personal information provided by you as a user (“you/r”) while using the website. User shall mean any person/ persons, who visits, uses, deals with and/ or transacts through the website or avails our services. By visiting/ accessing the website, you are consenting to our use of the information provided or received from you in accordance with this policy.
This policy is a part of the website terms & conditions.
WiseBancc.com is committed to ensuring the safety and protection of all data and information shared with us by its Users subject to the Laws of Bulgaria and the terms and conditions set out hereunder and processes established by WiseBancc.com in compliance with the applicable reasonable security practices and procedures, prescribed by government or regulatory authorities, as the case may be.
WiseBancc.com shall not be liable for any breach or violation of its systems or policies due to malicious attacks, errors, commissions or omissions not wilfully or unknowingly initiated by WiseBancc.com, leading to breach of data or information of User.
Collection of Information:
We collect or ask You to provide certain personal information while You access the Website.
While opening an account with Us or during the use of the Services offered on Our Website, You will be asked to provide the following information:
- Full Name;
- Your Email Id;
- Date of Birth;
- Location and Country;
- Phone Number;
- Your IP Address;
- Your wallet links.
We may also place cookies on Your device while you access the Website.
Cookies collect User information including Website usage, visits to the Website and other User generated information. Cookies allow Users to navigate from page to page without having to re-login each time, count visits, click series, and see which areas and features of the Website are popular.
In this regard, we use flask cookies to promote account security, as well as both session and persistent cookies.
Any sensitive information in these cookies are encoded so that only WiseBancc.com can interpret the information stored on them.
The cookies are placed for the following purposes:
- Recognize you as a WiseBancc.com User;
- Maintain records and collect information about your computer to mitigate risk and help prevent fraud;
- Customize Your experience, content, and advertising; and
- Measure promotional effectiveness.
“Phishing” usually occurs when users of a website are induced by an individual/entity into divulging sensitive personal data by using fraudulent websites and/ or e-mail addresses. In the event You provide information to a Website or respond to an e-mail which does not belong to Us or is not connected with Us in any manner, however, details Our Services or makes representations on Our behalf, You will be a victim to Phishing. We do not send e-mails requesting a user for payment information, username or passwords.
However, we may verify the username, password etc. as provided by You as per section 1.
Use and Disclosure of Information:
Use of Information:
WiseBancc.com may collect, disclose, process, transfer, use Your personal information for the following purposes:
- To process transactions initiated by You on the Website;
- To maintain records of the transactions initiated by you;
- To send periodic promotional emails or newsletters and SMS with updates, promotions, news;
- Customize, measure, and improve WiseBancc.com’s service and the content and layout of our Website;
- To analyze use of the Website;
- Answer queries raised by legal or regulatory or statutory authorities and to prevent potentially prohibited or illegal activities to the best of our abilities; and
- To undertake a verification of Your identity with third-party electronic identification providers.
User hereby consents that when personal data is shared with Us, User hereby agrees and acknowledges WiseBancc.com’s right to use or disseminate such data or information including transfer of the personal and sensitive personal information of the User from current location to external sources including outside Bulgaria and third parties and You also consent to Our use of third party service providers to collect and verify the said information provided by You.
Disclosure of Information
We may share Your information with third parties under a confidentiality agreement for provision of Services or supplementing our Services which inter alia restricts such third parties from further disclosing the information unless such disclosure is for the purpose of ensuring compliance with the Applicable Laws or request of any authority (whether regulatory or statutory) or improvement of the Services. However, We are not responsible for any breach of security or for any actions of any third parties that receive Your personal information.
We will share Your information with third parties only in such manner as described below:
- We may disclose Your information to third party payment service providers in order to conduct data analysis in order to verify You and provide Services;
Third Party Websites and Analytics:
WiseBancc.com uses third-party analytical tools to collect data about User devices and internet connections. That information includes the IP address of User computer and/or internet service provider, when User accesses its Website, the internet address of Websites from which User links to the Website, specifications of User browser, and User movements and preferences on the Website. WiseBancc.com may also use third-party analytical tools to collect data about usage of Website. All of this information is used internally for the purpose of maintaining records, User verification and understanding how the Website is being used and to improve the same.
WiseBancc.com uses action tags (also called pixel tags, clear GIF, or beacons) to identify pages visited and interacted with by the User. Action tags may collect and transmit this data in a manner that identifies the User if User has registered with the Website, or is logged into the Website. We may also use action tags in emails, to determine whether an email has been opened or whether it has been forwarded to a third party.
Protecting Your Information:
We store and process Your personal information on third-party cloud service providers. Some of the safeguards We use are firewalls and data encryption using SSL, and information access authorization controls. We use reasonable safeguards to preserve the integrity and security of Your information against loss, theft, unauthorized access, disclosure, reproduction, use or amendment. To achieve the same, We use reasonable security practices and procedures as mandated under applicable laws for the protection of Your information and third-party service providers. Information You provide to Us is stored on Our secure cloud servers located within London, Tokyo, Amsterdam and Sao Paulo and may also be changed as per the requirements. However, You understand and accept that there’s no guarantee that data transmission over the Internet will be completely secure and that any information that You transmit to Us is at Your own risk. We assume no liability for any disclosure of information due to errors in transmission, unauthorized third-party access to Our Website and databases or other acts of third parties, or acts or omissions beyond Our reasonable control and You shall not be entitled to hold Us responsible for any breach of security.
Governing Law and Dispute Resolution:
This Policy shall be governed by and construed in accordance with the laws of the Republic of Bulgaria. The courts in Bulgaria, shall have exclusive jurisdiction in relation to any disputes arising out of or in connection with this Policy.
Support and Contact Details
If you have grievance with respect to use of Your personal information, please email to Our grievance officer, Mr. Henry Segal at: email@example.com.
We are based in Bulgaria. By browsing/using the Website, You hereby acknowledge that We are not responsible or liable in any manner to comply with any local laws of Your territory except Bulgaria.